I am a land surveyor in Minnesota and came across them a few years ago. I have to admit I was very hesitant at first as I had been with my agent for over twenty years and thus held on to their information for a couple of years. This year I decided to get some quotes from then and not only were their prices below what I expected as I own our building and have a fair amount of equipment but the agent that helped me, Scott Sorensen was quick in his responses. So far I have not had any claims so I dont know how that side of it will work but I have to provide proof of insurance on most of my work and his office has always gotten it to us in a timely fashion. I am very impressed, I would recommend contacting them.