they are not honest people because they make everything sound good but when it comes to the real business they charge extra fees under different names. when i get my insurance from them they told me that there will not be any cancellation fee after first 90 days but in reality they charged me over $200 for canceling my insurance with them after 6 months just writing this review to warn everybody who wants to do business with this insurance company to have a written document or a detail policy about their services before you purchase any of their services. i will never do business or recommend this insurance company to any one else